Special Offers

Specials now through the end of the year - Don’t miss out!

Our holiday gift to you - On select homes, your first mortgage payment isn't until February 2025! Take the money you save and use it on your loved ones this holiday season. 

In addition, take advantage of a temporary buydown on top of a 30-year fixed rate of 5.99% on select homes. This offer won't last long so visit our communities today to find the home of your dreams and lock-in below-market interest rates. 

First Year Interest Rate: 2.99%

Second Year Interest Rate: 3.99%

Third Year Interest Rate: 4.99%

Fourth Year Interest Rate and Beyond: 5.99%

What is a Mortgage Rate Buydown?

A mortgage rate buydown is a financing option that allows homebuyers to pay a lower interest rate on their mortgage for the first few years of the loan. It can make your initial monthly payments more affordable by temporarily reducing your interest rate.

For example, with our temporary buydown offer, your mortgage rate would be lower in the first two years and gradually adjust, giving you time to get settled into your new home with less financial strain.

What Does This Look Like?

With our special mortgage rate buydown, you'll see significant savings compared to the standard market rate. Below is an example of how much you can save over the first three years for a $500,000 loan:

Your Savings Breakdown:

Year 1: 2.99% Interest Rate
Start strong with ultra-low payments, giving you financial breathing room in your first year of homeownership.

Year 2: 3.99% Interest Rate
Maintain control over your budget with a competitive and manageable rate.

Year 3: 4.99% Interest Rate
Keep your finances balanced with this steady increase as you grow into your home.

Year 4 & Beyond: 5.99% Interest Rate
Lock in peace of mind with stable, long-term rates that ensure continued affordability.

YOUR GUIDE TO CLOSING COST ASSISTANCE

Buying a home is a huge achievement, and we’re here to make the process easier for you. One of the final steps in purchasing a home is paying closing costs—the fees that wrap up the deal. At Lokal Homes, we understand that these costs can sometimes feel overwhelming, so we offer Closing Cost Assistance to make things more affordable.

What is Closing Cost Assistance? 

Closing Cost Assistance is financial help that covers part of the fees required to close on your home. These fees might include things like loan processing fees, appraisal fees, and title insurance. With our program, we help reduce those costs so that owning your dream home becomes more manageable.

How Does it Benefit You? 

Save Money: Imagine you’re buying a $500,000 home. Normally, closing costs might be around $10,000. With our assistance, you might only have to pay $5,000, leaving you with more money to use however you want.

Less Stress: Our Closing Cost Assistance makes the process smoother by lowering the amount you need to come up with out-of-pocket when you buy your home, helping you stay within your budget and enjoy the excitement of becoming a homeowner. 

More Flexibility: The money you save on closing costs can go toward furnishing your home, making upgrades, or just giving you peace of mind as you start this exciting new chapter in your life. 

How We Can Help

At Lokal Homes, we're committed to making your home-buying experience positive and stress-free. With our Closing Cost Assistance, we're by your side, helping you reach your home ownership goals with confidence. 

Ready to learn more about how our closing cost assistance can benefit you? Contact us today to speak with one of our knowledgeable representatives. We're here to help make your dream home a reality!

Denver: (720) 656-4512

CO Springs: (719) 247-1520

Email: sales@lokalhomes.com

PRE-QUALIFY: https://blendlabs.applycolten.com/#/journey?referrerId=mmauzy%40coltenmortgage.com&loanType=MORTGAGE 

FHA and VA loans only. 

*The stated rate may not be available at the time of application, lock-in or commitment. This rate is valid for new contracts written on select move-in ready homes closing before December 25, 2024 only. This promotion cannot be applied in addition to any other promotions. See sales agent for details. The interest rate advertised is based on a 60 day lock on a FHA loan of $400,000 and a purchase price of $415,000, borrower credit score of 680, and using a maximum interested party contribution (IPC) of allowed by product guidelines. The (IPC) is applied toward a reduction to the interest rate for working with Lokal Homes and use of their preferred lender Colten Mortgage, a Division of AWM, NMLS 14210 - 8345 West Sunset Road Suite 380 Las Vegas, Nevada 89113. All borrowers subject to credit qualifications. Not all borrowers will qualify as certain restrictions apply on all programs. The information contained in this material is not a guarantee to extend credit or lend. Terms and conditions are subject to change without notice - Equal Housing Lender.